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3915 Terrance Ferry Drive, Joliet, IL 60431.
Welcome to 3915 Terrance Ferry, a truly turnkey ranch home ready for its next owners! From the moment you arrive, you'll appreciate the incredible curb appeal, beautifully manicured landscaping, and newer asphalt driveway. Step inside to laminate wood flooring that flows throughout the main level and a spacious, light-filled family room accented by wainscoting. The family room opens to the kitchen, featuring white painted cabinetry and a large adjoining eating area. Down the hall, you'll find three spacious bedrooms, each with ceiling fans, along with a full bath updated in 2018 and finished with a stylish black vanity. The finished basement provides exceptional additional living and entertaining space, including a second family room ideal for movie nights, a large recreation area, and a wet bar complete with a built-in kegerator. A second full bath was updated in 2021 with a white vanity and new tub/shower. The oversized laundry and utility room offers abundant storage space as well. MAJOR UPDATES: 2026 - Garbage Disposal; 2025 - Roof, Gutters & Dishwasher; 2024 - Asphalt Driveway; 2023 - Furnace, A/C, Kitchen & Primary Bedroom Windows, Main-Level Laminate Flooring; 2022 - Garage Door Opener; 2021 - Washing Machine, Basement LVP Flooring & Basement Bathroom Renovation. Conveniently located near expressway access, shopping, dining, and recreational options, this home is one you will not want to miss!
MLS ID: 12675005
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3915 Terrance Ferry Drive, Joliet, IL 60431.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $325,000 | $325,000 | $325,000 |
| Down Payment | $65,000 | $11,375 | $81,250 |
| Monthly Mortgage Amount | $1,580 | $1,939 | $2,008 |
| Taxes | $452 | $452 | $452 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $143 | $0 |
| Monthly Estimated Total | $2,132 | $2,634 | $2,560 |
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